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Yung umpisa kasi OK, explained regarding sa bayaran kung pano ang tubo… Same here.. more than 100% sa 3 years to pay.. yung 53k na na loan ko sumatutal 115k ang babayaran ko . Based sa customer reviews, nagcharge din po si Home Credit since considered ito as hindi fully paid. Pero we had to weigh things such as requirements, time, convenience, etc. be exercised by Home Credit alternatively, successively, concurrently, and/or You may contact BSP Consumer Assistance at (02) 708-7087 in order to address your concerns. Totoo ba yun? As to the percentage, we’re not sure, so it is best to ask them directly about the fees. Hindi naman po magrereflect ito kapag humingi kayo sa bank ng certification. You won’t be paying an interest using a credit card, as long as you always pay your bills in full and on time. Ikinalulungkot namin ang ganitong pangyayari. You can apply directly from them. Sakin naman walang nangulit kahit isang beses. GRABE ANG LAKI! Hi! Home credit nagpapatong ng 60% interest and u get harrassed by agents calling you 5 times a day to remind you of your due then may mga texts pa na up to 3 times a day and if they cant get to your phone they call the people on your guarantor list. the management should improve their customer service and their interest rates, they should consider these pile of negative comments regarding their services. Needs are created out of purpose, it can be a marriage at home, need to pursue higher education, to make unplanned travels possible, to purchase or renovate a house, to buy a new vehicle etc. Salamat. I was in dire need of cash so even if the interest was horrendously high..mas sa loan shark…i availed of it. Several customers also shared the same sentiments and we want to thank you for sharing your experience with us. Hi Ronald! Please check this link to know more about Home Credit’s cash loan facility – Ang ginagawa lng naman ng HC is to send a message that they have received the payment. What if you don’t have a credit card or cash on hand and you need to buy a new ref? We’re sorry to hear about this experience? You suck at customer service! sabi nung agent is pwede daw baguhin after maapproved. Napakapaki ng interest nyo. NOR I WILL NOT ENCOURAGE MY FRIENDS/ FAMILY TO LOAN A MONEY FROM YOU GUYS! maglalabas lang ako ng inis pasensya kung negative feedback to kasi nag kumuha kami ng t.v last dec. 30 2017… flat t.v pensonic/22tvled …e yung tampered glass ng t.v bumuka ung sa taas edi bumalik kami the next day aba wala clang ipalit sa t.v ko kasi raw walang stock…dalawa lang raw un parehong buka sa taas… kaya pinermahan nila ung resibo ko …na kahit lumagpas ng 1 week ung t.v papalitan nila pag dumating ung delivery..e kasi ng 1 week replacement lang raw….ito subra na 1 month ung hinintay ko…wala parin ito lang sunday dumating DAW ung delivery feb. 18,2018…. Hi Makisig. Nag migrate na sya sa Canada last month and he’s unemployed so meaning he can’t pay his loan. Dahil iniisip ko talagang mag back out nalang. ), Fast approval time in as fast as 24 hours, Flexible payment terms of up to five (5) years, Flexible payment terms of up to 36 months. Ngayon lang to nangyari” You can refer to its standard loan calculator, but most borrowers reported getting high interests for their loans. In cases like these na nanghaharassed na yung collectors wala ba pwede puntahan yung customers para maireklamo sila? Haais. 53k lng hnram mu tpos ung interest malaki pa s inutang? please help. Home Credit India Finance reviews and complaints. You can also pay through GCash and other digital wallets that allow loan payments. Hi Joan! To say that we can’t wait to bid this year goodbye is an understatement. Some said that even their References include family and close friends, they still don’t like the idea of them knowing that you owe something to someone. tapos pagdating sa app nila, wala naman. Tapos ma delay ka lang ng konti ng payment sobrang kulit at nakaka stress ang Customer Service nila.. Tama po. nag loan ako 80k for 36 months nasa 200k umabot hehe…ang kulit nila pero ndi ako nagpatalo sa kulitan hahaha ayon ndi na natawag pero on time naman ako nagbabayad minsan late..dagdag na lang ng penalty..napag-isip2 siguro nila na useless ang makipagtalo kung nagbabayad naman on time. totoo yan, they have poor customer service, ang mga customer service agent nila cannot be trusted. Hindi po kayo pwede makulong kapag hindi nakapagbayad ng utang. Another agent na naman 182779 confirmed na iwawaive daw nila within the day. Before you apply for any type of loan, always consider how it will affect your finances, especially if the lender employs high-interest rates. “In several cases, we have ruled that stipulations authorizing iniquitous or unconscionable interests are contrary to morals, if not against the law. Tumawag lang sila nung una para confirm na nagloan ako ng cp. Sabi sakin ng agent ” depende po kasi sa store yung promo, sa pagka avail po ninyo is walang promo sa store. Yes, you can pay the amount in full Nonetheless, please wait for a few days before you make another loan application to ensure na nakuha ng Home Credit ang iyong payment. Dont worry, we take data privacy very seriously. Well, better luck next time for me then. aran para wala na daw penalty at maging maganda record ko, so nagbayad naman ako bago pa yung date na palugid nya. Pinuntahan na din po ako ng collector.

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